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CARC denial code

Coverage/Program Guidelines Were Not Met

Official description: Coverage/program guidelines were not met.

What it means

The payer denied this claim because the service, item, or billing details didn't satisfy the specific coverage criteria or program rules that apply to this plan or benefit. This is a broad denial code, meaning the exact reason (such as missing documentation, failure to meet medical necessity thresholds, frequency limits, or plan-specific requirements) is usually spelled out in an accompanying remark code.

Common causes

  • Service does not meet the payer's specific medical necessity or clinical criteria
  • Frequency, quantity, or duration limits for the service were exceeded
  • Required prior authorization or referral guidelines were not followed
  • Plan-specific program requirements (e.g., step therapy, site-of-service rules) were not satisfied
  • Missing or insufficient documentation to support that guidelines were met
  • Service falls outside the covered benefit structure for this specific plan or program

How to fix it

  1. Check the remittance advice for an accompanying RARC (remark code) that clarifies which specific guideline was not met
  2. Review the payer's coverage policy or medical policy bulletin for the billed service/CPT code
  3. Confirm whether prior authorization, referral, or other pre-service requirements were completed and on file
  4. Verify frequency and quantity limits against the patient's claims history
  5. Gather and submit supporting clinical documentation if the denial relates to medical necessity
  6. Contact the payer's provider services line to get specifics on which program guideline applies
  7. Correct and resubmit the claim with any missing information, or file an appeal with supporting documentation

Appeal / resubmit

Request the specific coverage policy or program guideline cited by the payer so you can address it directly. Pull the related remark code (RARC) from the EOB/ERA, as it typically identifies the exact deficiency. Include clinical notes, orders, and any prior authorization confirmation in your appeal, and reference the payer's own published medical policy when arguing that guidelines were in fact met.

Related codes

Frequently asked

Why is code 272 so vague?

CARC 272 is intentionally broad and is almost always paired with a RARC (remark code) that explains the specific guideline that wasn't satisfied. Always check for that accompanying code before taking action.

Does this mean the claim was denied for medical necessity?

It might be, but not necessarily. It can also reflect frequency limits, missing authorization, or other program-specific rules. Review the remark code and payer policy to pinpoint the exact issue.

Can this denial be corrected and resubmitted?

In some cases, yes, such as when missing documentation or authorization can be added. In other cases, if the service simply doesn't meet coverage criteria, an appeal with clinical justification may be the appropriate next step.

More free billing tools: all denial codes · denial lookup · Medicare fee calculator

This content is informational only and does not constitute billing or legal advice. It does not guarantee any specific outcome or reimbursement.

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